Your first cash advance costs just $2 - a tiny establishment fee.You repay only $2 more than you borrow.

But you're probably wondering how much it costs if you get another cash advance?

Or if you're committing to anything long term?

 I would be. 

Once I joined a book club and got all these free books when I first joined. I thought it was great - until I found out I had to buy a book a month for 10 years. Eventually I got out of it.

So let's make two things perfectly clear.

You can try a cash advance, and if you never need us again or you don't like it, no problem.There's no obligation. Just repay $2 more than you borrow.

Secondly, let me explain the fees.

Each time you take a cash advance of any amount, a $50 fee applies. Then it's just $22 a week for each week you have an outstanding balance. The maximum period we allow is 6 weeks as these are strictly short term solutions.

For example, if you borrowed $300 for 2 weeks you'd repay $394. Our average cash advance is $400 for 21 days. This costs $116.

Have a play with the calculator to see how much other cash advances cost. Or read this page to understand the costs of cash advances.

During your first cash advance, you'll also see the exact cost of what the equivalent cash advance would be if you borrow again. You'll always see a fee break down before you confirm cash advances in future - even on your RUSH247 mobile phone browser. Watch screen shots here.

We need your personal, employment and income details to check who is applying and tailor our lending decision to you. We also need your bank details to deposit your cash straight after approval.

If you are paid weekly, $200 is the maximum first time cash advance - $300 if you're paid fortnightly and $400 if you're paid monthly.

Your repayment is set up as an automatic direct debit from the bank account your pay goes into.

Like most lenders, we do credit checks as part of our assessment. But don't worry if you have a default - Cash Doctors approves applicants with black marks on their credit history. Our policies are very different to those of banks.

Our solutions are strictly for small amounts over the short term - up to 45 days. Old school lenders want you to borrow bigger amounts than you need over long periods. We want you to repay as quickly as possible and get on with your life.

Our application is paperless. We pay the fastest - within 60 minutes for new clients and 24/7 in seconds for members - not "same day". Members can be paid in seconds using their mobile phone and RUSH247. No one else does that. Cash Doctors was started by young Australians in 2005. We know what it's like to need cash fast and we take care to lend responsibly. Plus, we help you in the long run with resources.