Is a bond loan your way home?

Have you found the perfect place but need a little extra cash to pay the bond? Don't worry there are plenty of options available.

A Queensland government bond loan is the cheapest alternative if you're short on cash to cover your bond payment. However applying for this type of bond loan takes a long time, there are a bunch of forms to fill out and there are strict requirements, all of which we'll explain below.

If you don't meet the government's requirements, if you're in a hurry or if you just don't have the patience to go through the long application process, then you can use a Cash Doctors bond loan to cover the bond payment.

A Cash Doctors bond loan is quick, cheap and easy even if you have credit problems.

• Get up to $600
• Available in just 60 minutes
• Transferred straight into your bank account
• Repay only what you borrow plus $2
• Less than perfect credit history? – No problem!
• Easy 5 minute online application (no faxing)
• Friendly Australian customer service

Bonus!

• Free Cash Doctors debit card (value $25)
• Free 'Rush247' upgrade (value $25)

Best of all, you don't have to put your life on hold while someone else decides your fate.

With Cash Doctors you get an instant loan decision and you can apply anytime of the day even on weekends. Apply for a bond loan now.

If you want to give the Queensland government bond loan a try, here is how to do it.

Before you start spending a lot of time on the application, make sure you qualify. These are the main criteria:

• Individuals applying for a bond loan must be an Australian citizen or with a temporary protection visa, residing in Queensland.
• They must not own any residential property, a mobile home, or even a house boat.
• They meet the cash and savings limit of $2,500 (combined household income).
• The fee of the housing facility that they will be renting should not surpass 60 percent of the household's weekly income.
• They must not have debts with the Queensland Department of Housing or the Queensland Housing Commission.

If you meet the requirements above, then it's time to start your application. There are three forms you will need to fill out, all of which you can find here. Along with the application forms, you will have to provide the following documentation.

• Private Rental Assistance Individual Details form for each applicant
• Proof of income for all applicants
• At least two forms of identification for each applicant

After you've gathered the documents and filled out the forms, it's time to call your local department of housing office to set up an appointment. Getting an appointment can take a couple of days but once you're there, and provided that all your forms are filled out correctly, you will leave with a bond loan. It's a pretty tricky process to manoeuvre but it is possible.

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