Bad Credit Loans Articles

Learn more about the convenience and suitability of leveraging your pay to access short term cash advances. Read these independently researched articles written by Cash Doctors designed to help you with your finances.

On the verge of bankruptcy?

You're not alone. If you've read the article Bankruptcy. It's Not Worth It on the Cash Doctors website, you'll know a little bit about the ins and outs of this financial status and why it is an undesirable state to be in. But.If you play your cards right, it is possible to get ... More>>

Credit cards and the future of mankind

A credit card is essentially a system that allows a type of retail transaction settlement to take place. It takes its name from the small plastic card that is utilized in the system and differs from a debit card system in that the credit card system effectively lends the consumer the... More>>

Credit rating: what's that?

These days you will here the phrase 'credit rating' being thrown around more than a cricket ball at the MCG. You'll hear it on the radio and see it on TV, but to a lot of people those two words don't mean a thing. What is a credit rating and how does it apply to you? In its most... More>>

A brief history of credit

Credit is actually a formal bookkeeping and accounting term that refers to the charging of an account balance. The opposite of a credit, in terms of bookkeeping and accounting, is a debit. Assets and expenses in the account decrease when the account is credited. Liabilities, equities, ... More>>

Debunking Bad Credit Loan Myths

Have you defaulted on your mortgage? Been declared bankrupt? Forgotten to pay your phone bill one too many times? If you have, chances are you have a bad credit history and possibly some debts to pay to unhappy lenders. Maybe it is time to think about a bad credit l... More>>

Defining credit rating

A credit rating is used to determine the worthiness in terms of credit of a particular individual, company, or even an entire country. These ratings are calculated from credit history and relevant items such as financial history, current assets, current liabilities, and other items th... More>>

The real life effects of a bad credit rating

Many of us can tell stories about how a bad credit rating has affected our lives in one way or another. There are some that claim that a bad credit rating can affect every aspect of your life and force you into pits of fiscal and emotional despair the likes of which you will never enc... More>>

Extreme makeover - credit edition

When questioned about finances, the average Australian will tell you that they are confident about their money-saving, budgeting and debt managing capabilities. However, this is completely contradicted by recent findings that debt and bankruptcy levels in Australia are getting higher... More>>

The Good News On Bad Credit Loans

Have you heard the term bad credit before? It has probably made you cringe with fear. Sometimes a bad credit rating is not really your fault, but whatever the reason, a bad credit loan can be one way to take the bad credit stress away, and help you to get back on the straight an... More>>

Is credit good or bad?

Before we get into bailing you out of trouble, let's explore the difference between money and credit. When either will buy those wicked sunnies or cute earrings, the difference can be blurry. Often when people use credit, they know they're paying with money they don't have, but they f... More>>

Recovering your credit rating

If you have a bad credit rating, you do not need to hear more about how it can ruin your life and get you into poor financial situations without much effort. Instead, you are looking for a way out and a way in which to recover your credit rating and bring it back to some positive stan... More>>

What Are Bad Credit Cash Loans

Is there any such thing as bad credit cash loans? We understand that many people often make the relatively unimportant mistake of overlooking a due date to pay an account. The unfortunate thing is, being temporarily short of cash and missing a loan repayment can have long-term implicat... More>>

Bad Credit Loans - Apply 24 hours a day from anywhere in Australia

Get a bad credit loan of up to $600 in just 60 minutes Get up to $600 Transferred straight into your bank account within 60 minutes* Depending on your bank, payment is within minutes of the transfer. Repay only what you borrow plus $2 Less than perfect cr... More>>