Do I really get a loan for 1 cent?
Your first cash advance costs just 1 cent – a tiny establishment fee. You repay only 1 cent more than you borrow.
So, if you borrow $200, you repay $200.01. It's that simple.
Everything's out in the open. There are no hidden fees or charges, so you can feel totally comfortable.
If you like it and you borrow again, we'll always tell you upfront exactly what your costs are.
We're really excited about our new school personal loans. But we understand trying new things can feel risky - so we want people to try it risk free.










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