How does the payday advance process work?

There's no paperwork to fax and no phone calls for you to make. You can do it all online and real time with Cash Doctors.

• To start, just apply in 5 minutes. When you submit your application, an automatic lending decision and credit check happens in 1-2 seconds to ensure we responsibly lend the right amount to people who are able to repay.
• Then you'll see a breakdown of what you're borrowing, the fees and the repayment dates. If you're happy with it, confirm your cash advance.

• On your first cash advance, Cash Doctors needs to check your employment details. You have two options.

  We can do a quick call to your payroll to check employment details. All you have to do is give your payroll officer permission to speak to us. This saves you faxing any documents.

  OR, if you would prefer us not to contact your payroll officer you can privately send your 3 most recent payslips and bank statement to us - fax to 0755 917 616 or scan and email to paydayloan@cashdoctors.com.au

  This step only happens when you first join. After that you are paid in seconds automatically 24/7 - even from your mobile phone.

• You'll get an SMS and email confirming your cash advance approval.
• We'll then transfer money straight into your nominated bank account within 60 minutes (during business hours). Most people have funds available within a few minutes of the transfer - but it may take up to 2 hours depending who you bank with.
• After your first cash advance you are paid automatically 24/7 in seconds.
• With your member log-in, you can keep track of the entire payday cash advance process. For example, you can see whether we've gotten in contact with your payroll, if you've been approved, whether you've been paid, and any details you may need to know about your repayments.

To learn more about Cash Doctors payday cash advance process, click here