What is Financial Hardship?
Financial hardship is when unemployment, illness or other reasonable cause has affected a debtor's income and they are subsequently unable to make their repayments on time.
Sometimes people's circumstances can change. We understand that it can be difficult to stay on top of debts when the bills keep coming in. If you find you are in need of some advice, this site offers great resources to help you get back on top:
If things are starting to get serious and you need help, it's best to contact an accredited financial advisor for further assistance.










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