Why Your Bank Won’t Buy You a Surfboard
Don't bother going into your local bank, sauntering up to the teller, and ask for a quick loan until Friday for a new board. They just won't do it. It isn't what they are about. At cashdoctors.com.au it is what we are about, and we want you to understand why we do what they don't, or won't.
It boils down very simply for the average banker. It is all about the money. When someone comes to them for a loan, the first thing through their one-track minds is "Is this person bankable?" By this they mean, "Can I make money off this bloke, or is it a waste of my very valuable time?"
Banks look at things in terms of profit vs. risk. This means that your little unsecured, short-term loan is not set to make them very much money at all. Then they look at you, your beach tan, Hawaiian shirt, and sand between your toes, which are hanging out of sandals that their dress code expressly forbids, and think risk. That is where they turn off, because even when you do come through with the money, the interest they could charge you wouldn't even cover their paperwork.
That is where cashdoctors.com.au is different. Yes, we are a business, and still have to show a profit, but we make it in an entirely different way. First, we eliminate as much of the paperwork as we can. Just log into cashdoctors.com.au to sign up for your Cash Doctors card and see how. Because once you get your card, you are ready to take full advantage of all our services, from payday loans to no hassle cheque cashing. Then the money is put on the card, so you don't even have to carry a the wad of cash to the beach. We do charge reasonable fees, and that is the difference. A bank wants you to stay in debt for a long time, because to them time really is money, yours. We just want to get you your cash until your payday arrives.
That is what sets cashdoctors.com.au apart from the banks. If you walk into one of our franchises, and ask for money for your new board until Friday, we'll just ask you for your card, or help you sign up for one; even if you have sand between your toes. Or if you want to make it really easy on yourself, do it all from home, and head straight over to the shop to get your board, and hit the surf while its still up.
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